How much can I afford to spend on a home?

The answer depends on your income, expenses, credit score, debt-to-income ratio, and the amount available for a down payment. A good rule of thumb is a monthly mortgage payment no greater than 28% of your gross monthly income.

How do I choose the right real estate agent to work with?

Look for experience in your target area, a documented track record, responsive communication, and someone you trust personally.

How much commission do buyers have to pay in Florida?

Following the NAR settlement effective August 2024, buyers in Florida sign a written Buyer Representation Agreement disclosing how the agent will be compensated. Compensation may be paid by the seller, the buyer, or split — and is fully negotiable.

How much money do I need to put down to purchase a home in Florida?

It depends on the price, your credit score, and the loan type. Lenders typically require 3% to 20% down. Florida also offers down-payment assistance programs including Florida Hometown Heroes. Budget 2% to 5% additional for closing costs.

What are the closing costs associated with buying a home?

Closing costs include appraisal, title insurance, attorney, and recording fees. The exact amount depends on the purchase price and loan specifics.

What should I look for during a home inspection?

Structural integrity, roof condition, HVAC, plumbing, electrical, water intrusion, and deferred maintenance items.

What is the current market value of my Port St. Lucie home?

Market value is established through a Comparative Market Analysis (CMA) of recently sold homes nearby. A licensed Realtor can prepare a CMA tailored to your property.

How long will it take to sell my home in Port St. Lucie?

Homes typically sell within 30 to 60 days on the market when priced and marketed correctly in Port St. Lucie.

What fees and costs should I expect when selling my home?

Real estate brokerage compensation (now disclosed and negotiable post-NAR settlement), closing costs, and any agreed repairs or pre-listing upgrades.

Can I sell my home without a real estate agent?

Yes, but FSBO sales are more time-consuming and statistically close for less. A Realtor handles pricing, marketing, negotiation, and disclosures.

How can I ensure a smooth and successful closing?

Work with a qualified Realtor, respond quickly to lender and title requests, complete inspections promptly, and keep documentation organized.

Should I make repairs or upgrades before listing my home?

Strategic, high-ROI updates (paint, landscaping, minor kitchen and bath refresh) typically pay off. A Realtor can identify the small set of items that drive the largest return.

Port St. Lucie Realtor® Jeannie Jacobson

Jeannie’s mission is simple: help her clients win in any market and make their next move as smooth and successful as possible.

For sellers, that means far more than placing a sign in the yard and listing a property in the MLS. Jeannie combines strategic pricing, high-impact marketing, expert negotiation, and proactive communication to help homes stand out, attract qualified buyers, and maximize equity. Many homeowners come to Jeannie after experiencing poor communication, uncertainty around pricing, or frustration from watching homes sit on the market. Her proven process eliminates guesswork and provides a clear strategy from listing to closing.

For buyers, Jeannie provides a competitive advantage in a market where the right strategy can mean the difference between winning and losing a home. From understanding financing options and identifying the right opportunities to crafting offers that can compete with cash buyers, she helps clients make informed decisions and avoid costly mistakes throughout the home-buying process.

With more than 15 years of experience in sales, marketing, and negotiation, Jeannie brings a unique skill set that extends well beyond traditional real estate. Her clients benefit from proven systems, strong market knowledge, innovative marketing strategies, and an unwavering commitment to protecting their best interests every step of the way.

Beyond helping clients buy and sell homes, Jeannie is passionate about educating the Treasure Coast community on the wealth-building power of homeownership. Through the educational homebuyer and homeowner events she hosts throughout the year, she is committed to helping families make smarter real estate decisions and create long-term financial opportunities for themselves and future generations.

Whether you’re purchasing your first home, relocating, upgrading to your dream home, downsizing, or preparing to sell, Jeannie delivers the strategy, communication, and results that have earned her hundreds of loyal clients and a reputation as one of the area’s most respected real estate advisors.

Working with Jeannie, you can expect the highest level of professionalism. You can expect to close. And as reflected in many of her 5-star reviews, you will be cared for like you’re part of the family.

What My Clients Say

These are real people and real reviews! All can be verified on my Google, Zillow and Realtor.com profiles.

"If you are looking for a top notch real estate agent, look no further! Jeannie helped my husband and I purchase our forever home located two counties north, which is a little scary when leaving your comfort zone. From the get-go, she made us feel as though we were family. We felt so comfortable and she was always so organized and thorough providing not only details about each home we toured, but also details about the surrounding area and restaurants. She was always on call for us.....very communicative. She went above and beyond and when we needed to get things done on the seller side, she was there for us as well. She did the job of 2 realtors and always made us feel as though we were her only clients and put our needs first. I could not have asked for a better experience in purchasing our new home. She truly is the best and it is evident why she is ranked among the top 1% of realtors."

Carey

“Jeannie was amazing, she took the time to get to know us and listened to our thoughts and our needs. She communicated actively throughout the process, not once did we have to call her for an update whenever there was news to share she was proactive and executed with a high sense of urgency. She made the process painless and sold our home in literally 5 hours! Words cannot describe how grateful we are for her. We highly recommend her services she is an intelligent, professional and hardworking realtor, but above all she truly cares!”

Yessy

“GREAT NEWS! Your search is over! If you’re reading this, you have found the best realtor in Jeannie Jacobson. Jeannie is the very definition of professionalism. She never missed responding to any of our phone calls or emails. She was ahead of schedule at every viewing. Jeannie has an innate ability to know quickly if the home is not right for her buyer. She provides personalized service and enjoys the challenge of a negotiation. These are some of the reasons why she was given the “People’s Choice Award” for Treasure Coast favorite Realtor of 2022. Go ahead and call her now!”

Jeremy

“Jeannie was an amazing shoulder to cry on and lean on in tough situations. Jeannie is a fighter for her clients and hardly takes no for an answer. When we are ready to sell our “starter” and find our forever home she is the only one we will be calling.”

Jessica

“The perfect realtor does exist! I have used many realtors in the past and by far Jeannie is the most responsive, personable, and effective agent I have worked with. I am lucky realtor.com just happened to pair me up with her. She’s the best!”

Matt

“Throughout the entire process Jeannie was very professional, responsive, and proactive. We would recommend Jeannie to anyone. Jeannie gave us hope and helped find our home when we almost gave up looking in the hot Florida housing market.”

Kevin & Merli

“As Canadian buyers, we were grateful to have Jeannie walk us through the process of buying real estate in Florida. She was always available, listened to our needs and was able to find us answers when we needed them. We really appreciated Jeannie’s professionalism and commitment. We highly recommend Jeannie and look forward to working with her again in the future.”

JoAnna

“What I liked most about Jeannie is that she listened intentionally to get a good understanding of what I wanted. She was there from beginning to end making sure the lender, title company, and home insurance agent did what was required and in a timely manner to close. I loved how she was able to maintain her composure in any situation, be professional, and make the process fun.”

Rita

“We didn’t realize just how crazy the market truly was during 2021 and as a first time home buyer, we were feeling the pressure. Jeannie was extremely knowledgeable, quick to respond, empathetic, and full of positivity!! It’s because of her we found our new home and we are so happy to now call her a friend! Seriously, she’s a rockstar who knows this area really well. If you need a realtor, she’s your girl!”

Megan

VIEW ALL REVIEWS